Top 8 Countries Offering Retirement Visas in 2025 and How to Apply

If your idea of retirement is enjoying coffee on a beach porch instead of worrying about bills, this guide is for you.

Retirement isn’t just about slowing down anymore. For a lot of people, it’s about improving their life—better weather, more friendly taxes, and days that feel more satisfying. If you want to retire somewhere that feels like a vacation all year long, you’re in luck. Many countries now have special retirement visas that make moving easier than ever.

And yes, we’ve done the research for you. Let’s take a look at the best countries for retirement in 2025 and how to get there.

1. Portugal – D7 Passive Income Visa

Why people love it: Great weather, affordable healthcare, and pastel de nata (that sweet custard tart is worth mentioning).

How to apply:

Show proof of passive income
Have health insurance
No criminal record

Apply at your local Portuguese consulate. Once approved, the visa lasts 4 months—after that, you can apply for a residence permit in Portugal.

2. Ecuador – Pensioner Visa

Why it’s a good choice: The cost of living is low, and the weather is so mild, your joints will feel better.

What you need:

Monthly income of at least $1,275
A clean background record
A valid passport

Send your documents to an Ecuadorian consulate. You can get permanent residency after 21 months.

3. Spain – Non-Lucrative Visa

Why go to Spain? Enjoy tapas, top medical care, and beautiful sunsets over the sea.

Requirements:

Enough money to live on
Health insurance
Address in Spain

Apply at a Spanish consulate. Once you arrive, register with local authorities. This visa doesn’t let you work, but you’ll get all the benefits of residency.

4. Costa Rica – Pensionado Program

Why it’s appealing: Great nature, safe streets, and a lifestyle that’s truly “pura vida.”

Steps to take:

Show proof of a monthly pension
Stay in Costa Rica for at least 4 months each year

Apply online through the immigration office. Bring your birth certificate, a police record, and proof of income.

5. Thailand – Non-Immigrant O-A Visa

Retiring here is like living in a postcard. There are beautiful beaches, friendly people, and some of the best hospitals in Asia.

You need:

At least 50 years old
A bank deposit of 800,000 THB
Health insurance

Apply at a Thai consulate and renew the visa every year.

6. Malaysia – Malaysia My Second Home (MM2H)

Why it’s becoming popular: It has modern buildings, amazing street food, and a strong community of expats.

Requirements:

At least 35 years old
A monthly income of 40,000 RM

Apply online with proof of income, health reports, and a fixed deposit. It lasts for 5 years.

7. Panama – Pensionado Visa

It’s a great place for retirees. The taxes are low, the weather is gentle, and you get discounts as a senior here.

To qualify:

A monthly pension of $1,000
A background check and a passport

Apply through a Panamanian lawyer. This visa gives you permanent residency and lots of local perks.

8. Mexico – Temporary Resident Visa

Close to home, far from stress. Mexico has a mix of convenience, color, and culture.

What you need:

Proof of monthly income
Passport and health insurance

Apply at a Mexican consulate, then finish the process in Mexico within 30 days. It can last up to 4 years.

So, How Does The Retirement Visa Application Process Work?

Most countries ask for three main things:

Proof of income or pension
No criminal record
Health insurance

You usually start by applying at your home country’s embassy, then finish the paperwork once you arrive. Each country is a little different, but with the right help, it goes smoothly.

Ready To Retire Abroad in 2025?

Whether you’re looking for the old-world charm of Portugal or the relaxed vibe of Panama’s beach towns, this is your chance to live somewhere that feels like a vacation every day.

Abhinav Immigration Services can help you figure out the legal steps, get your documents in order, and walk you through the process—so you spend less time stressed and more time dreaming about your next beach day.

Start your retirement journey with Abhinav Immigration — from paperwork to planning, we simplify it all.

Because retirement shouldn’t be about slowing down—it should be about living smart.