Bulgaria Investor Immigration Program

Product Name

Product Summary

Time to Permanent Residency

Time to Bulgarian Citizenship

Investment
in EUR
(Refundable)

All-in Handling Fee in EUR
(Non-refundable)

Total
in EUR

Financing Standard

Applicant pays for financing a loan of EUR 512,000.

6 months

66 months

0

185,000

185,000

Financing Fast 

Applicant pays for financing a loan of EUR 1,024,000.

6 months

18 months

0

270,000

270,000

Financing Fast Two Main Applicants

Both partners of a legally married couple can apply simultaneously. Two main applicants pay for financing a total loan of EUR 2,048,000.

6 months

18 months

0

398,000

398,000

Property Standard

Applicant invests in 1 Apartment for EUR 206,000 and holds it for 84 months.

6 months

66 months

206,000

88,000

294,000

Property Fast 

Applicant invests in 2 Apartments for EUR 412,000 and holds them for 84 months.

6 months

18 months

412,000

88,000

500,000

Property Fast Two Main Applicants 

Both partners of a legally married couple can apply simultaneously. Two main applicants invest in total 3 Apartments for EUR 618,000 and hold them for 84 months.

6 months

18 months

618,000

88,000

706,000

Life Insurance Financing Standard 

1) Applicant invests only EUR 375,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 750,000 and holds it for 5 years. The remaining EUR 375,000 is financed through us.
2) At any time, applicant can opt for the fast track (18 months) by investing a further EUR 375,000, making the total investment EUR 750,000. We further finance EUR 375,000, leading to the new Insurance Premium of EUR 1,500,000.

6 months

1) 66 months


2) 18 months

1) 375,000


2) 375,000

1) 30,000


2) 0

1) 405,000


2) 780,000

Life Insurance Financing Fast 

Applicant invests only EUR 750,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 1,500,000 and holds it for 5 years. The remaining EUR 750,000 is financed through us.

6 months

18 months

750,000

30,000

780,000

Life Insurance Financing Fast Two Main Applicants 

Both partners of a legally married couple can apply simultaneously. Two main applicants invest only EUR 1,000,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 2,000,000 and hold it for 5 years. The remaining EUR 1,000,000 is financed through us.

6 months

18 months

1,000,000

45,000

1,045,000

Life Insurance Fast 

Applicant invests a minimum of EUR 1,500,000 in a Unit Linked Life Insurance and holds it for 5 years.

6 months

18 months

1,500,000

30,000

1,530,000

Government Bond Standard

Applicant invests in 1 Bulgarian Government Bond and holds it for 60 months.

6 months

66 months

512,000

88,000

600,000

Government Bond Fast

Applicant invests in 2 Bulgarian Government Bonds and holds them for 60 months.

6 months

18 months

1,024,000

88,000

1,112,000

Financing

Investment in Property

• Non-refundable all-in handling fee
• Permanent residency within 6 months
• Become an EU citizen in 18 months
• Immediate family included

• Refundable investment of EUR 412,000 in two Apartments.
• Permanent residency within 6 months
• Become an EU citizen in 18 months
• Immediate family included
• Buyback option after 7th year
• Yearly returns are used for Equity financing for citizenship

• Refundable investment of EUR 375,000 in a Unit Linked Life Insurance Policy
• Permanent residency within 6 months
• Become an EU citizen in 66 months
• Fast track option by topping up an additional EUR 375,000 to become an EU citizen in 18 months
• Immediate family included
• Surrender option after 5th year

• Refundable investment of EUR 512,000 in Bulgarian Government Bond
• Permanent residency within 6 months
• Become an EU citizen in 66 months
• Fast track option by topping up an additional EUR 512,000 to become an EU citizen in 18 months
• Immediate family included
• Buyback option after 5th year
• Interest paid for the investment